Mortgage Brokers Bankstown & South West Sydney

At Infinity Mortgage Brokers we help local Bankstown and South West Sydney home buyers, investors and business owners find the right home loan from 40+ lenders, without the stress of going it alone.

Here's how we help:

First Home Buyers Bankstown

Buying your first home can be extremely stressful and overwhelming, and that's before you even start the home loan application. That's why over 80% of Australians now use a Mortgage Broker for their home loans, property investment loans and business loans. Our mortgage brokers guide you through every step of the home loan process, from a fast pre-approval to know your borrowing power, to completing paperwork and getting approved. There are also NSW Government schemes available to eligible first home buyers, including stamp duty exemptions and the First Home Guarantee, which can significantly reduce your upfront costs. Simply get in touch with Dimitri on 0426 955 190 if you're looking to buy your first home in Bankstown or anywhere across South West Sydney.

Next Home Buyers

No matter if you're upgrading your home or downsizing, Infinity Mortgage Brokers can help, including looking at bridging loan options that can help you more easily transition homes. Instead of battling the big banks and lenders, let us start with a full loan health check so you can start looking into your next home and move into it with much less stress.

Local Investment Property Buyers

Thinking about investing in the South West Sydney property market - including the fast-growing new estates in Leppington, Edmondson Park and Gregory Hills - or maybe you live in Bankstown and are looking to invest elsewhere in Australia? Not every property is a winner and that's why having a local mortgage broker who knows the market can help you secure finance for your first, or even your fifth investment property. Just call Dimitri on 0426 955 190 to get expert loan and investment advice.

Bankstown Home Refinancing

Has your lifestyle changed or do you need financing for things like home renovations? Refinancing might be the smart move and our local Mortgage Brokers can help you compare the most competitive refinancing rates, starting with helping you review your current loan. You can also use our free online calculators to see your refinancing power, but usually it's just simpler to get in touch with our team as we can crunch the numbers for you.

South West Sydney Construction Financing

Building a new home, granny flat, or property extension? All construction projects come with financial challenges and with our brokers you'll get clear advice, a simple loan process, and the right construction finance for residential or commercial projects.

Bankstown Self-Employed People

If you're self-employed, a freelancer or a business owner, you know how tricky taking out a loan can be. Our local Mortgage Brokers are experts at understanding complex incomes and lender requirements - and we can find you the right home loan, investment or construction loan for your needs. Simply call us today on 0426 955 190 and let us make the process easier. Our team are self-employed experts.

Commercial And SMSF Loans

Need more than just a home loan? We also help with commercial and business lending, SMSF financing and even vehicle financing. With access to 40+ lenders and thousands of finance products, our local Mortgage Brokers can match you with the perfect lender for your needs. Simply call us today on 0426 955 190 and we can start exploring your lending options.

Probably the biggest benefit of working with Infinity Mortgage Brokers is that we make your home loan a lot easier by looking after the heavy lifting for you - including the paperwork, lender negotiations and more. This is why our Mortgage Brokers are trusted by so many local South West Sydney families including first home buyers, local property investors and business owners. At Infinity Mortgage Brokers we guide you through each step, provide real support and help you get access to 40+ lenders.

Here are our proven steps:

1. Free Home Loan Assessment

We start by getting a clear understanding of your financial situation and lifestyle, including your income, assets, expenses, any outstanding debts, and your credit history - which is something all lenders will be assessing. This initial Infinity Mortgage Brokers assessment also helps us match you with the lenders and loan products that suit your unique needs. Whether you're buying your first home in Bankstown, refinancing your current home for cashflow or investing in a South West Sydney property, we'll make sure your borrowing power is clear from the start.

2. A Faster Pre-Approval

Knowing your purchasing budget before you start house-hunting is crucial for saving you time and heartache. To get your pre-approval underway, we compare 40+ banks and lenders to secure you a pre-approval in minimal time. This gives you the confidence to start looking for property across South West Sydney with a clear price range in mind. A pre-approval is also vital for showing sellers you're a serious buyer, which gives you a much stronger position when negotiating.

3. Local Finance Knowledge

As local Bankstown Mortgage Brokers, we understand the South West Sydney property market intimately, from the established family suburbs of Revesby and Padstow to the rapidly growing new communities in Leppington, Austral and Edmondson Park. While we can't provide financial or property advice, we can absolutely point you in the right direction to find the most recent property values, local market growth trends, schools, transport hubs and the lifestyle factors that matter for you. This local knowledge is essential to help you make smarter property decisions.

4. We Compare Rates From 40+ Lenders

One of the biggest advantages of working with Infinity Mortgage Brokers is the wide range of lenders you have access to. Instead of just one bank's products, our Mortgage Brokers compare thousands of loan products across 40+ trusted Australian lenders - from the big four banks to non-bank lenders like Macquarie, Pepper Money and ING. We're here to help you find the most competitive interest rates, flexible loan features like offset accounts and loan terms that match your financial goals.

5. Extensive Loan Application Support

Paperwork is one of the most stressful parts of taking out a home loan, and that's why our team ensures all of your documentation is complete, accurate, and submitted on time. Banks reject applications every day, and that's why working with a local mortgage broker like Infinity Mortgage Brokers matters - we can help you get approved with minimal delays and make the approval process smoother.

6. Ongoing Home Loan Support

Our job doesn't end when your loan settles. We believe in building long-term relationships, which means checking in regularly to ensure you're still getting the best deal. If interest rates change or your financial situation evolves, our Mortgage Brokers will help with refinancing, loan top-ups, or restructuring your loan so it continues to suit your needs.

Whether you're a first home buyer, an upgrader, an investor, or self-employed, Infinity Mortgage Brokers make the loan process simple, stress-free, and tailored to you. Call Dimitri today on 0426 955 190 and let us find the right home loan solution for your future.

If you're looking for a home loan in South West Sydney, you'll quickly find there are plenty of choices, ranging from Australia's big four banks to specialist niche lenders and local mortgage brokers. The challenge for most people is that each lender only promotes their own products, which makes comparing interest rates, fees, and features difficult. Here's a breakdown of your main options:

1. Major Banks

Australia's big four banks including Commonwealth Bank, Westpac, ANZ, and NAB - all have operations in and around Bankstown and South West Sydney. Banks offer a variety of home loan products, but they can only recommend their own loans, which can be very limiting. If you want to compare different banks without a mortgage broker, you would have to visit each one individually and assess their products yourself. That's why Mortgage Brokers are so valuable.

2. Non-Bank And Niche Lenders

Non-bank and niche lenders are another strong option for South West Sydney borrowers, including lenders like ING, ME Bank, Macquarie, Pepper Money and more. Often, these lenders can provide more competitive rates or more flexible lending criteria than the big banks - particularly for self-employed borrowers, investors or people with non-standard income. However, like the big banks, non-bank lenders only promote their own range of products, so without a broker, your options remain limited. 

3. Credit Unions and Building Societies

Many borrowers also consider credit unions and building societies. While these member-owned institutions can offer personalised service and competitive loan rates, their product range is again limited compared to what you can access through a mortgage broker like Infinity Mortgage Brokers.

4. Mortgage Brokers

More than 80% of Australians now choose to go through a broker instead of directly to a bank, because brokers work for you, not the lenders. At Infinity Mortgage Brokers, we compare 40+ lenders simultaneously, handle your paperwork and negotiate on your behalf, saving you significant time and often securing better outcomes than going directly to a single bank.

Why Use Infinity Mortgage Brokers?

Choosing the right home loan is about more than just the interest rate. You also need to consider features like offset accounts - which reduce the interest calculated on your loan by offsetting your savings balance against it - redraw facilities, fixed vs variable options, and your long-term finance flexibility. Our local Bankstown Mortgage Brokers compare 40+ lenders and explain all of these differences in plain, jargon-free terms so you can make confident, informed decisions.

Instead of spending hours researching or visiting multiple banks, let Infinity Mortgage Brokers do the work for you. Simply call Dimitri today on 0426 955 190 and let us match you with the best lender for your needs.

Here are the questions our South West Sydney mortgage brokers get asked most often. If yours isn't here, please get in touch with Dimitri on 0426 955 190 and we'll help guide you through.

Who is the best mortgage broker in Bankstown? 

Infinity Mortgage Brokers, based at 25 Restwell Street Bankstown, is one of South West Sydney's most trusted local brokerages. Led by Dimitri Giannopoulos, the team has over 8 years of experience, has written hundreds of loans and holds 100+ five-star Google reviews. With access to 40+ lenders and a specialisation in complex lending scenarios including self-employed, SMSF and low deposit borrowers, Infinity Mortgage Brokers is consistently rated as a top choice for home buyers, investors and refinancers across Bankstown and South West Sydney.

How much can I borrow for a home loan in South West Sydney? 

Your borrowing capacity depends on five key factors: your income, your living expenses, any existing debts, your credit history, and the individual assessment criteria of each lender. Because every borrower's situation is different, the same income can produce very different borrowing results across lenders. Our Bankstown mortgage brokers can calculate this accurately and show you multiple scenarios across 40+ lenders. Just get in touch with Dimitri today on 0426 955 190.

Do I need a deposit, and how much is enough? 

While a 20% deposit helps you avoid Lenders Mortgage Insurance (LMI), a one-off premium that protects the lender if you default - many lenders allow deposits as low as 5%, depending on your situation. Eligible first home buyers in NSW may also access the First Home Guarantee scheme, which allows you to buy with just a 5% deposit without paying LMI at all. Get in touch with us today to find out what you're eligible for.

What's the difference between fixed and variable interest rates? 

Fixed rates lock in your repayment amount for a set period, giving you certainty and protection if rates rise - but less flexibility to make extra repayments or refinance early. Variable rates move with the market, meaning repayments can go up or down, but they typically come with features like offset accounts and redraw facilities that can save you significant interest over the life of the loan. It's all about what suits your financial situation, not someone else's.

Can you help me get pre-approved? 

Absolutely, our local Bankstown brokers can help you get pre-approved across 40+ lenders in minimal time, so you can search for property across South West Sydney knowing exactly what your budget is and presenting yourself as a serious buyer to sellers.

Which lender or loan is best for me? 

There's no single answer, it genuinely depends on your income, deposit, property goals, employment type and long-term plans. That's exactly where Infinity Mortgage Brokers adds the most value. We compare multiple lenders, rates, features and policies and match them to your specific situation, rather than recommending a one-size-fits-all product.

Does using a Bankstown mortgage broker cost me anything? 

In most cases, no. Infinity Mortgage Brokers is typically paid by the lender once your loan settles, meaning our service is completely free for the majority of our South West Sydney clients. In rare cases involving particularly complex lending needs, a fee may apply, but this is always discussed with you transparently before we proceed.

Can you help even if my situation isn't straightforward? 

Absolutely, this is one of our specialities. We help self-employed borrowers, people with low deposits, past credit issues, complex or variable income, visa holders and investors using SMSF structures. Our local Bankstown mortgage brokers regularly help clients across South West Sydney with non-standard scenarios and match them with the lenders best suited to their unique needs.

Instead of spending hours researching or visiting multiple banks, let Infinity Mortgage Brokers do the work for you. Call Dimitri today on 0426 955 190 and let us match you with the right home loan for your needs.