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Pre-approval

Know your budget before you start house hunting. We’ll help you get loan-ready — fast.

Want to buy with confidence? Start with pre-approval.

Looking for a home without pre-approval is like shopping without knowing your budget — exciting at first, stressful later. Pre-approval gives you a clear idea of how much you can borrow and shows sellers (and agents) that you’re serious. At Infinity Mortgage Brokers, we make the pre-approval process quick, simple, and tailored to your unique situation — so you can start your search with clarity, not guesswork.

What is pre-approval?

Pre-approval (sometimes called conditional approval) is when a lender agrees in principle to lend you a certain amount — before you’ve found a property. It’s not a final loan offer, but it gives you:

  • A clear price range to shop in

  • Stronger negotiation power with sellers

  • The ability to act fast when the right place pops up

To apply, you’ll need to provide details like:

  • Your income and expenses

  • Employment and ID documentation

  • Your savings and any existing debts

  • A general idea of what kind of property you’re looking for

We’ll walk you through everything, handle the paperwork, and deal with the lender — so you don’t have to stress.

Do I need to be pre-approved?

Pre-approval isn’t a requirement. In many cases, we go straight to full approval when a buyer finds their dream home early. But getting pre-approved does have its advantages. It gives you a clearer picture of your borrowing power, helps you shop with more confidence, and can strengthen your position when making an offer.

It also gives us the chance to prepare everything in advance, so when you’re ready to move on a property, we can act fast and smoothly progress to full approval.

  • Avoid nasty surprises later in the process

  • Make offers with confidence

  • Stand out in competitive markets

How Infinity Mortgage Brokers can help

We’re all about giving you confidence from day one. When you work with us, you get:

  • One-on-one advice to help you understand how much you can borrow

  • Access to over 30 lenders so we can find the right fit

  • Help preparing your documents and strengthening your application

  • Ongoing support once you find a property — from final approval through to settlement

No pushy sales talk. No confusing steps. Just expert guidance, real support, and a broker who’s got your back.

Want to get moving?

Start with pre-approval! Schedule a free introductory call with us now.

Not sure where to begin?
We’ll help you figure it out.

Let's chat!

PO Box 36, Panania, NSW 2213

Not sure where to begin?
We’ll help you figure it out.

Let's chat!

PO Box 36, Panania, NSW 2213

Not sure where to begin?
We’ll help you figure it out.

Let's chat!

PO Box 36, Panania, NSW 2213

Infinity Mortgage Brokers

© 2025 Infinity Mortgage Brokers - ABN: 15 612 794 457, an Authorised Credit Representative 488432 of Connective Credit Services (Australian Credit License 389328)

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Infinity Mortgage Brokers

© 2025 Infinity Mortgage Brokers - ABN: 15 612 794 457, an Authorised Credit Representative 488432 of Connective Credit Services (Australian Credit License 389328)

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Infinity Mortgage Brokers

© 2025 Infinity Mortgage Brokers - ABN: 15 612 794 457, an Authorised Credit Representative 488432 of Connective Credit Services (Australian Credit License 389328)

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.