You work for yourself - now let's get a loan that works for you

You’ve got the income. You’ve got the track record. You’ve put in the work. But when it comes to applying for a home loan, the banks can treat self-employed people like a risk — or worse, like they don’t fit the system at all.

At Infinity Mortgage Brokers, we know that being self-employed just means your finances are a little more complex — not less reliable. We know how to present your application, what lenders to approach, and how to get you across the line with minimal stress.

Is a self-employed loan really that different?

Lenders assess self-employed borrowers differently than salaried applicants. Instead of a payslip, they’ll want to see:

• Your ABN and business registration history

• Tax returns from the last 1–2 years (personal and business)

• BAS statements and profit/loss reports (in some cases)

• Business bank account statements

• A consistent income or a strong recent uptick

But don’t stress — we’ll walk you through exactly what’s needed and help package your application to put your best financial foot forward.

Does this really matter?

The wrong approach can lead to delays, declines, or paying more than you need to. You might be told you don’t qualify — when you absolutely do.

Getting the structure and lender right the first time makes all the difference. You don’t just want a loan — you want the right loan: one that recognises your financial reality, supports your lifestyle, and gives you room to grow.

How Infinity Mortgage Brokers can help

We specialise in helping self-employed Australians secure home loans — whether you're a sole trader, company director, freelancer, or contractor. Here’s what you get with us:

• Guidance on what documents to prepare (and what lenders are really looking for)

• Access to full-doc and low-doc lenders who understand self-employed income

• Smart structuring advice for PAYG + business owners or seasonal income earners

• An advocate who knows how to make your case clearly — and get it approved

• Honest advice on what’s possible now, and how to improve your position long term

We’re not just ticking boxes — we’re making sure the loan fits your life.

Ready to chat?

We sure are! Schedule a free introductory call with us now.